Do you really need a loan?
It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.
Check your options before you borrow:
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For information about other options for managing bills and debts, ring
1800 007 007 from anywhere in Australia to speak to a free, independent financial counsellor at the
National Debt Helpline.
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Talk to your electricity, gas, phone, or water provider to see if you can work out a payment plan.
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If you receive government benefits, ask Services Australia if you can receive an advance payment by calling
13 17 94 or visiting
servicesaustralia.gov.au.
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The Australian Government's
Moneysmart website
shows you how small amount loans work and suggests other options that may help you.
This statement is an Australian Government requirement under the National Consumer Credit Protection Act 2009 (Cth).
